Annuities in 401(k) Plans: DOL Update and What Employees Should Consider
Annuities as a Default Option for 401(k)s? U.S. Department of Labor Says Yes, But Be Wary Recent updates to retirement plan rules are designed to make it easier for employers to include lifetime income options—most commonly annuities—inside 401(k) plans. The purpose is straightforward: to help you turn a portion of your savings into a dependable […]
Investment Commentary – October 13, 2025
Executive Summary Last week, stocks declined while bonds appreciated (price up / yield down). The MSCI Emerging Markets and MSCI EAFE indices outperformed the S&P 500. Across U.S. Russell style & market cap indices, mid-cap growth did the best, but the low volatility factor led more broadly. As for fixed income, the 10-year. treasury yield […]
Economic Commentary – October 13, 2025
It is a strange, somewhat unreal moment. A holiday that isn’t quite a holiday, a federal government that is mostly shut down while state governments go about their business, and government inflation reports that may or may not happen. Analysts have now been called back to the Bureau of Labor Statistics in something of a […]