Year-End Rally or Not? Three Things to Keep an Eye On
By John Lau, CPA, CFP® December 1, 2025 – The S&P 500 has bounced back nicely after its early-November dip. We’ve regained most of that pullback, and the market could still deliver a classic “Santa Claus rally” into year-end—but only if a few key events don’t throw cold water on the momentum. Since the holiday […]
I’m a Financial Planner: If You’re a High Earner, You Need an 18-Month Safety Net
As published on Kiplinger No job seems to be safe in this age of artificial intelligence, even white-collar ones. If you make a larger-than-usual salary, then you need to have a larger-than-usual emergency fund. Here’s why. Layoff notices used to be reserved for cyclical downturns, but recent years have proven that no salary level is […]