The Illusion of Protection: An Unborrowed HELOC Won’t Shield a Home’s Equity
As published in Rethinking65 As wealth managers, we frequently hear clients propose creative strategies to shield their assets from potential litigation. One concept that surfaces regularly is the idea of setting up a home equity line of credit (HELOC) on a primary residence — but leaving it completely unborrowed—to protect the home’s equity. The theory […]
Bond Markets Send a Warning as Equities Hold Steady – May 13, 2026
Good morning, The notable developments this week have been firmer inflation data and what appear to have been productive U.S.-China meetings — although few would have predicted Taiwan would emerge as the central issue rather than Iran’s nuclear ambitions and the Strait of Hormuz. Through yesterday’s close, the major equity indices were modestly higher for […]