The Essential Questions You Should Ask ANY Financial Advisor (Even if You’re ALREADY a Client) John Lau, CPA, CFP® Evaluating financial advisors isn’t easy. “Do I need a fiduciary?” “Do I need an advisor or a planner? Or both?” “How
Financial Education Resources
Is Roth Conversion Right for You?
Roth IRAs can be a great way to turn your retirement assets into future tax-free income. Since the money inside the Roth has already been taxed, you don’t have to pay taxes on qualified distributions, and you don’t have to take Required Minimum
Your Money Matter Video Series
By John Lau
SECURE Act 2.0: 529 Rollovers
529 accounts are getting a lot more powerful with the recent SECURE Act 2.0 legislation that went into effect on January 1st. Here’s what you need to know: Typically, 529 money is dedicated to education expenses like college tuition. Taking
Use In-Kind RMDs to Avoid Selling Your Retirement Account Assets
John Lau, CPA, CFP® December 19, 2022 - Are you 72 or older? If so, you must take a required minimum distribution (RMD) from your traditional IRA, SEP-IRA, or SIMPLE IRA by the end of the year. If you turn 72 this year, you can wait until April
