FOMC Commentary – December 10, 2025

The Federal Open Market Committee (FOMC) of the Federal Reserve cut interest rates by 25 bps, with the Fed Funds target range now 3.5%-3.75%. This rate cut is not expected to significantly impact economic activity, which is currently expanding at a 2.5%-3.0% pace.

I’m a Financial Planner: If You’re a High Earner, You Need an 18-Month Safety Net

As published on Kiplinger No job seems to be safe in this age of artificial intelligence, even white-collar ones. If you make a larger-than-usual salary, then you need to have a larger-than-usual emergency fund. Here’s why. Layoff notices used to be reserved for cyclical downturns, but recent years have proven that no salary level is […]

The Ultimate Luxury in an Uncertain Job Market

As published on Rethinking65 For affluent clients, the traditional three to six months of emergency funds is quaint, bordering on negligence. November 13, 2025 -The “Jobpocalypse” is no longer confined to cyclical economic downturns or blue-collar automation. The recent, relentless waves of white-collar layoffs — particularly in the once-impenetrable fortresses of big tech, finance, and […]