QSBS Tax Exclusion Guide: How Founders and Investors Can Avoid Significant Capital Gains
The IRS recently released final regulations for catch-up contributions, a provision of the SECURE 2.0 Act. While the official application date is January 1, 2027, the changes are already set for 2026 and require your attention now.
U.S. Government Shutdowns and Risk Markets
US Federal Government Shutdowns Some of the federal government’s activities are set to shut down if Congress cannot agree to fund them by October 1, 2025 What is a government shutdown? A shutdown occurs when non-essential federal government activities close temporarily because Congress has not approved funding to keep them open. There have been 10 […]
New IRS Rules for Catch-Up Contributions: What High-Income Retirement Savers Must Know
The IRS recently released final regulations for catch-up contributions, a provision of the SECURE 2.0 Act. While the official application date is January 1, 2027, the changes are already set for 2026 and require your attention now.
Five Charts for the Week That Was: September 19, 2025
Chief Economist Jeanette Garretty provides 5 economic charts covering topics including inflation, US consumer sentiment and demand, as well as job revisions and jobless claims.
FOMC Commentary – September 17, 2025
The Federal Open Market Committee (FOMC) voted to lower the Federal Funds rate target range by 25bps, from 4.25%-4.5% to 4%-4.25%. The context provided for this move was as important as the interest rate cut itself, slowing employment growth but continued inflation at levels “somewhat” higher than desirable.
Corporate Bond Trade-Offs: Attractive Income, Limited Cushion
September 17, 2025 – Corporate credit spreads are at levels not seen in decades. Investment-grade credit spreads, which measure how much more a top-rated company pays to borrow compared to the U.S. government, have fallen to 0.77%, a level last seen in 1998 (Figure 1). Historically, the spread is closer to 1.30%, a half percentage […]
Preparing for Falling Interest Rates: Mortgages, Taxes, and Estate Planning Strategies
As published in Kiplinger As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make the most of potential changes.There’s growing speculation that the Federal Reserve might start lowering interest rates later this year or next. […]
Five Charts for the Week That Was: September 5, 2025
Chief Economist Jeanette Garretty provides 5 economic charts covering topics including inflation, the US consumer, the housing market, and job openings.
How Withdrawal Rates Impact Your Portfolio in Retirement
August 26, 2025 – Many people spend years preparing for retirement by saving and investing, but planning shouldn’t stop once the paychecks do. Transitioning from earning income to withdrawing it from your portfolio is a major shift with a new set of risks and decisions. This period, known as the distribution phase, requires careful thought. […]
Five Charts for the Week That Was: August 22, 2025
Chief Economist Jeanette Garretty provides 5 economic charts covering topics including inflation, the US consumer, the housing market, and job openings.
Five Charts for the Week That Was: August 8, 2025
Chief Economist Jeanette Garretty provides 5 economic charts covering topics including the Fed Rate, GDP estimates, home sales, oil prices, and Chinese exports and imports.
Long-Term Care Planning: An Expert Guide to Protecting Your Independence and Wealth
As published in Kiplinger Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance. You’ve worked hard, saved wisely and planned for a fulfilling retirement. But what if the unexpected happens — early-onset Alzheimer’s or another serious health […]