Proactive Strategies to Guard Against Wealth Planning Risks During Market Volatility
Staying Ahead of Volatility Even with seemingly stable economic data and company fundamentals, there’s an undercurrent of fear and uncertainty that may lead to further market volatility. It’s important to stay alert during these turbulent times and proactively guard against risks. One area to review is leverage in the form of margin loans and pledged […]
Preparing for an Inheritance: Don’t Let Your Blessing Become a Curse
March 5, 2025 A few practical steps, such as establishing your financial independence and asking questions, can help you avoid inheritance pitfalls. As published in Kiplinger By Mallon FitzPatrick Many people look forward to an inheritance — it can provide financial security, opportunities for education and the ability to pursue passions. But there’s a lesser-known, […]
IRS Layoffs During Tax Season: What It Means for Your Filing and Audits
IRS Layoffs During Tax Season The administration’s cost-reduction plan has led to IRS staff layoffs, affecting approximately 6,700 employees right in the middle of tax season. The new DOGE cuts primarily impact the Small Business/Self-Employed Division, which focuses on compliance for businesses with under $10 million in assets. As a result, those who file their […]
Market Volatility Warning Signs: How to Protect Your Portfolio Now
Market Jitters Recent economic indicators suggest the economy may be cooling, including a decline in the US Purchasing Managers Index for Services and a weaker-than-expected Michigan Consumer Sentiment Survey. This could lead to market volatility and increased uncertainty. A brief review of your plan may reassure those concerned about market fluctuations. Modeling a scenario with […]
Navigating Inflation: What a 3% CPI Means for Your Financial Plan
Navigating Inflation Inflation remains a concern, holding steady at 3% (U.S. Consumer Price Index, February 2025). Given this persistence, the Federal Reserve is unlikely to lower rates aggressively. While this may feel unsettling, it is important to put the numbers in perspective. The 50-year average inflation rate before 2022 hovered around 2.3%, but now it […]
How Tariffs and Policy Shifts Could Impact Your Long-Term Wealth Strategy
What Policy Shifts Could Mean for Your Long-Term Strategy Many changes are unfolding in Washington, including ongoing discussions about tariffs – most recently on steel and aluminum. The outcome remains uncertain, leaving many wondering how these shifts could impact inflation and financial markets. Uncertainty often breeds concern, sometimes even fear, which can reduce consumer spending. […]
2025 and Beyond: Investment and Wealth Planning Outlook Webinar
Jan 24, 2025 – Chief Investment Officer Stuart Katz and Head of Wealth Planning Mallon FitzPatrick have a conversation moderated by Chief Economist Jeanette Garretty as they offer their perspective on markets and wealth planning. Disclosures Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens”), an SEC-registered investment advisor. Registration does not […]
Wildfire Insurance Claims and Mortgage Payments: What Homeowners Must Know
The Impact of Wildfires on Insurance Claims and Mortgage Payments The recent wildfires in Los Angeles brought attention to an important issue regarding insurance claims for homeowners with mortgaged properties. Many homeowners are surprised to learn that when their property sustains structural damage, the insurance check for the full insured amount is sent directly to […]
Buying a Home with Your Partner: What You Need to Know
January 21, 2025 – Buying a home with your partner is an exciting step, but it’s also a significant financial and emotional commitment. To ensure the process goes smoothly—and to protect both your relationship and your investment—it’s essential to discuss some critical topics before purchasing. Here’s everything you need to know to get on the […]
Gen X Retirement Planning: Strategies for the Sandwich Generation
Gen X and Retirement Concerns People between the ages of 45 and 60, labeled Generation X, are increasingly worried about retirement. Despite many having substantial liquid assets, some find themselves questioning whether they’ll be able to afford their retirement expenses when everyday costs rise. According to a recent Allianz Life survey, inflation is a top […]
Dynasty 529 Plans Can Build Generational Wealth
November 12, 2024 Leveraging these college-savings plans for tax-free growth combats rising education costs but families must keep up with IRS developments. As published in Rethinking65 By Mallon FitzPatrick A 529 plan is arguably one of the most powerful vehicles for funding higher education in the United States. These plans come in two varieties: prepaid […]
2024 Mid Year Investment and Wealth Planning Outlook Webinar
Chief Economist Jeanette Garretty hosted Chief Investment Officer Stuart Katz and Head of Wealth Planning Mallon FitzPatrick as they discussed the first half of 2024 and their outlook for the remainder of 2024.