How Fed Rate Cuts Could Raise Your Property and Casualty Insurance Premiums
Lower Rates Likely Raise Your Insurance Premiums It is very possible that the Federal Reserve will lower interest rates this week, and this could potentially affect the premiums you pay for your property and casualty (P&C) insurance. The relationship between interest rates and insurance premiums isn’t immediately obvious, but it’s a fundamental part of the […]
Preparing for Falling Interest Rates: Mortgages, Taxes, and Estate Planning Strategies
As published in Kiplinger As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make the most of potential changes.There’s growing speculation that the Federal Reserve might start lowering interest rates later this year or next. […]
What Taylor Swift and Travis Kelce Can Teach You About Couples and Financial Planning
A Love Story and a Financial Roadmap When you see a couple like Taylor and Travis in the news, it’s easy to get lost in the romance. The glitz, the glamour, the record-breaking stadium tours, and the Super Bowl wins—it’s all part of the modern fairy tale. But for a moment, let’s pull back the […]
Interest Rate Cuts on the Horizon: How Lower Rates Could Affect Your Financial Plan
Will Interest Rates Drop? How it May Affect Your Plan There’s increasing speculation that the Federal Reserve might start lowering interest rates later this year or next. While no one can pinpoint the exact timing, it’s helpful to consider how a lower rate environment could impact financial decisions related to housing, estate planning, taxes, investing, […]
Financial Planning After Losing a Spouse: Essential Steps for Surviving Partners
Coping Financially After the Loss of a Spouse Losing a spouse is one of life’s most difficult experiences, and it can leave behind not only emotional pain but also a host of financial responsibilities. Amid grief, the idea of sorting through documents, accounts, and decisions can feel overwhelming. Having a plan in place before that […]
Inherited IRA 10-Year Rule: What Beneficiaries Must Know Under SECURE Act
Did You Recently Inherit An IRA? The 10-Year Rule May Apply The SECURE Act reshaped how IRAs inherited after 2020 are distributed, and the so-called “10-Year Rule” now stands at the center of estate and retirement planning. Understanding these rules is essential, as they affect both the original account owner and those who inherit retirement […]
How BLS Economic Data Impacts Your Financial Plan: Employment Reports and Wealth Strategy
How Government Economic Data Impacts Your Plan The Bureau of Labor Statistics (BLS) has been in the headlines recently following the dismissal of its director over allegations of inaccurate employment reporting. The agency’s work is central to the economy, most notably through its monthly reports on employment growth and inflation. The accuracy of BLS data […]
OBBBA’s Impact on Renewable Energy Incentives: What Homeowners and Investors Should Know
What’s Happening to Renewable Energy Incentives? The One Big Beautiful Bill Act (OBBBA) is a sweeping piece of legislation, covering a wide range of tax and incentive changes. One area generating a great deal of attention is the significant shift in federal support for renewable energy. With OBBBA, there’s a clear pivot away from the […]
Long-Term Care Planning: An Expert Guide to Protecting Your Independence and Wealth
As published in Kiplinger Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance. You’ve worked hard, saved wisely and planned for a fulfilling retirement. But what if the unexpected happens — early-onset Alzheimer’s or another serious health […]
Why Mid-Wealth Families Need Estate Planning Now Under the OBBBA
As published in Rethinking65 This isn’t about yachts and private jets — it’s about preparing real families for often-overlooked risks and opportunities. The recent enactment of the One Big Beautiful Bill Act (OBBBA) on July 4 marks a pivotal moment in tax and estate planning. While our clients may perceive “estate planning” as reserved for […]
Trump Accounts: What Families Should Know About the New Child Savings Option
What Families Should Know about the New Trump Account Earlier this month, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law, which included a variety of new child-friendly tax provisions. Among them is a new child savings account called a “Trump Account”. While Trump Accounts may help some families on the margins, […]
One Big Beautiful Bill Act and Its Impact Webinar
Chief Economist Jeanette Garretty and Head of Wealth Planning Mallon FitzPatrick break down the impact of the One Big Beautiful Bill Act (OBBBA) on your financial plan.