TCJA Extension and Congressional Tax Updates: What High-Net-Worth Taxpayers Should Know
Congressional Budget and Tax Update The proposed federal budget and its potential implications are currently a focal point in Washington. Ongoing discussions in Congress center on the future of the Tax Cuts and Jobs Act (TCJA), which is set to expire next year unless Congress acts to extend it. Republican lawmakers are considering whether to […]
When Should You Take Social Securtity?
May 6, 2025 For wealthy individuals and couples, Social Security might appear to be a smaller component of the overall wealth plan. However, overlooking its nuances could mean leaving value on the table long-term. Let’s discuss considerations for optimizing your Social Security benefits, ensuring this component of your retirement works hardest for you. Social Security […]
Creating Peace of Mind: Wealth Planning Strategies for Continued Market Turbulence
Creating Peace of Mind During Volatility The markets feel relatively calm compared to early April, and it is easy to become complacent. However, it remains more likely than not that we will experience continued turbulence this year, which may cause ongoing concern. One key objective of wealth planning is to help provide peace of mind, […]
Annuities for High-Net-Worth Investors: Seeking Stability Amid Market Uncertainty
Seeking Stability with Annuities Amid this year’s market volatility, certain high-net-worth individuals and families who have historically been comfortable with risk are shifting their behavior. Some are now expressing increased interest in annuities to manage uncertainty and protect future income. In 2024, total annuity sales were $432.4 billion, up 12% from the prior year. Overall […]
Tax Loss Harvesting, 529 Plans, and Risk Tolerance During Market Volatility
Volatile Times: Tax Loss Harvesting, 529 Plans, and Risk Tolerance Many investors have sold positions over the past few weeks to lock in capital losses. It’s important to distinguish capital losses from charitable deductions, as the two operate differently from an income tax perspective. Tax loss harvesting allows losses to be carried forward indefinitely until […]
Wealth Planning Opportunities in a Market Downturn: Risks and Strategies
Downturn Wealth Planning Threats and Opportunities The market is in a correction and flirting with bear market territory. Given this environment, assessing potential risks and taking advantage of planning opportunities is important. Start by reviewing loan-to-asset ratios where portfolios are pledged against lines of credit. A $1 million pledged asset line against a $2 million […]
Rising Costs, Roth IRAs, and Social Security: Wealth Planning in an Inflationary Environment
Rising Costs, Roth IRAs, and Social Security Expectations With inflationary pressures and economic uncertainty this year, building a buffer for rising costs may be wise. To prepare for a potential price surge, we recommend increasing projected living expenses this year and next. For those feeling the strain of higher costs, now is a good time […]
Are You a High Earner But Still Broke? Five Fixes for That
March 24, 2025 If you’re a HENRY (a higher earner, not rich yet) but feel like you still live paycheck to paycheck, there are steps you can take to get control of your financial future. As published in Kiplinger HENRYs, or high earners, not rich yet, are professionals who earn significant income but struggle to […]
Preparing for an Inheritance: Don’t Let Your Blessing Become a Curse
March 5, 2025 A few practical steps, such as establishing your financial independence and asking questions, can help you avoid inheritance pitfalls. As published in Kiplinger By Mallon FitzPatrick Many people look forward to an inheritance — it can provide financial security, opportunities for education and the ability to pursue passions. But there’s a lesser-known, […]
2025 and Beyond: Investment and Wealth Planning Outlook Webinar
Jan 24, 2025 – Chief Investment Officer Stuart Katz and Head of Wealth Planning Mallon FitzPatrick have a conversation moderated by Chief Economist Jeanette Garretty as they offer their perspective on markets and wealth planning. Disclosures Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens Wealth Management, LLC”), an SEC-registered investment advisor. […]
3 Questions with Robertson Stephens Wealth Management, LLC featuring Head of Wealth Planning, Mallon FitzPatrick
May 9, 2024 – Chief Marketing Officer Louis Calabrese hosts Mallon FitzPatrick to talk about wealth transfer planning and strategies on how to approach it. Disclosures Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens Wealth Management, LLC”), an SEC-registered investment advisor. Registration does not imply any specific level of skill or […]
3 Questions with Robertson Stephens Wealth Management, LLC featuring Head of Wealth Planning, Mallon FitzPatrick
February 20, 2024 – Chief Marketing Officer Louis Calabrese hosts Mallon FitzPatrick to talk about what you need to do to prepare for the expiration of the Tax Cuts and Jobs Act, gifting concerns and solutions, and why we should look at Roth conversions now. Disclosures Investment advisory services offered through Robertson Stephens Wealth Management, […]